In response, Fannie Mae and Freddie Mac, under the guidance of the Federal Housing Finance Agency (FHFA), set forth temporary flexibilities to appraisal requirements. In many cases, an appraisal based on a full interior and exterior inspection of the property has been unobtainable. The global spread of COVID-19 has affected every industry, including real estate valuation. Temporary appraisal flexibilities require data for all relevant property characteristics, including interior condition
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